| Giving : Donor Advised Funds : Investment Performance
Endowed Donor Advised Funds: The
Community Foundation invests endowed donor advised funds in its
endowment pool. This provides funds of all sizes with the benefits
of diversification and the ability to maximize returns. Our endowment
investment strategy is overseen by the Community Foundation's investment
committee wiht the assistance of independent invesmtent consultant,
New England Pension Consultants.
The annual return on the Endowment Pool
was 15.9 percent in 2006. Annual returns for 2005 and 2004 were
9.1 percent and 13.5 percent, respectively.
Nonendowed Donor Advised Funds: Nonendowed
Donor Advised Funds are invested in one of five investment strategies.
Each investment strategy is designed to provide the maximum potential
to match time horizons and cash needs of a particular donor advised
fund with the charitable objectives of that fund. You
may recommend that your donor advised fund be invested in one of
these five strategies.
The Community Foundation also maintains
investment pools with Northern Trust Bank. While the Northern Trust
pools offer the same five investment strategies, the underlying
mutual funds in each pool may vary.
You can review the underlying mutual funds
that make up each pool and the current investment performance**
of each pool by clicking on the link next to the institution's name
below:
- Community Foundation Managed Investment
Strategies
- Northern Trust Bank
Advisers with funds in the Merrill Lynch
Community Charitable Fund can review fund performance information
and available options at the Web site for that program.
Available strategies
Current available strategies include:
| Pool |
Target
Investment Mix |
| Money
Market |
100%
Money Market Funds |
| Wealth
Preservation |
75%
fixed income funds/25% stock funds (10% international equity,
5% large cap growth, 5% large cap value, 5% small cap) |
| Balanced* |
50%
fixed income funds/50% stock funds (15% international equity,
12.5% large cap growth, 12.5% large cap value, 10%small cap) |
| Growth |
25%
fixed income funds/75% stock funds (55% international equity,
17.5% large cap growth, 17.5% large cap value, 15% small cap) |
| Equity
Index |
30%
international equity, 25% large cap growth, 25% large cap value,
20%small cap |
Each strategy is comprised of no-load, daily-valued
American Funds mutual funds that have been reviewed and approved
by the Community Foundation's Investment Committee and its independent
investment adviser, New England Pension Consultants. In addition,
each strategy is reviewed to ensure that it meets performance and
quality benchmarks over time.
Recommendations should be based on the degree
of market risk (i.e. change in value) and rate of return that is
consistent with the amount and timing of the grants you plan to
recommend. We suggest the following guidelines:
| Guidelines |
Recommended
Strategy |
| Payout
is soon, preservation of value is sought and need for return
is low |
Money
Market |
| Payout
is relatively soon, and risk and return sought are low to moderate |
Wealth
Preservation |
| Payout,
risk and return sought are all moderate |
Balanced* |
| Payout
is long-term, and risk and return sought are moderate to high
|
Growth |
| Payout
is long-term, high return is sought and fluctuations in value
can be tolerated |
Equity
Index |
*The Community Foundation uses the balanced
strategy as the default investment strategy, since this strategy
attempts to balance the various objectives.
While recommendations are welcome, please
note that the determination of the investments of each donor advised
fund, as well as the selection of the underlying investments of
each strategy, are the responsibility of, and must be made by, the
Community Foundation. A donor advised fund is not to be considered
by the adviser as an investment under federal or state securities
laws.
**Please note that the weighted performance
and fees reported for each strategy are illustrative only. The weighting
of each mutual fund within a strategy will vary due to investment
performance in each fund between times when the mutual funds are
rebalanced within the strategy. Further, historical performance
information does not guarantee future performance.
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